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0% Finance

0% Finance

Pay In Instalments With Qubox

Interest Free Finance on Garden Furniture, BBQ’s, Gazebos and much more..

Qubox has partnered with secure online credit application service Divido and are pleased to offer our customers 6 or 12 months Interest Free Credit on purchases over £500 with just a 10% deposit. So, if you are looking to buy a new set of garden furniture or a luxurious outdoor kitchen then our 0% finance package will help allow you to spread the cost over several months in manageable, affordable payments.

If you decide to take advantage of our instalment plans, here's a quick guide to everything you'll need to know.  

We offer the following packages:

  • 6 months Interest Free Credit with 0% APR.
  • 12 months Interest Free Credit with 0% APR.
  • Required Deposit is 10% of purchase value.

Finance Example

£1000.00 purchase on Interest Free Credit

  • Minimum deposit £100.00 (10%)
  • Amount of Credit £900.00
  • Pay 6 Monthly instalments of £150.00 or
  • Pay 12 Monthly instalments of £75.00
  • Total repayable: £1000.00
  • Cost of credit is £0 and total interest APR is 0%
  • Finance application address must be the same as delivery address

The online application process is simple, takes around 5 minutes for you to complete. A decision is made within 30 seconds of completion. Please note credit is subject to age and status. 

Who is Eligible for Finance?

Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history - (no late payments, CCJ's, etc) - and meet the following minimum criteria:

  • You must be over 18,
  • You have been a resident in the UK for at least 3 years
  • You have a UK bank account that can accept direct debits
  • You have a valid phone number and email address
  • Delivery address must be to the address that you put on the finance application
  • Financed goods must be delivered to your bank account's billing address.

How To Apply for Finance

  • Choose which item(s) that you would like to put on finance. Must be over £500 in value.
  • Check the blue Divido widget to check the monthly payments.
  • If happy to proceed then click on the 'Apply Now’ button within the widget.
  • You will then be taken to the application form to fill in your details.
  • Be sure to enter the details of your required product.
  • Complete the rest of the form and you will normally get an instant decision.
  • Then complete the e-signature and your application is complete.
  • Once accepted, Qubox will contact you to check and confirm your order requirements.
  • You will then need to pay your 10% deposit. Either directly to Qubox or through Divido (depending on application).
  • Once complete we will process your order according to the lead times given on the website
  • Please note we can only deliver to the address as stated on the finance application

About Divido

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com.

Qubox Retail Ltd acts as a credit intermediary and only offers credit products for Divido.

Any Questions?

Feel free to contact Qubox on 01233 860038 or send an email to sales@qubox.co.uk, and we would be happy to answer any questions you might have.



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